Kenneth Vercammen, Esq is Chair of the ABA Elder Law Committee and presents seminars to attorneys and the public on Wills, Probate and other legal topics related to Estate Planning and Elder law. He is author of the ABA's book "Wills and Estate Administration. Kenneth Vercammen & Associates,
2053 Woodbridge Avenue - Edison, NJ 08817
(732) 572-0500 More information at www.njlaws.com/

Tuesday, October 06, 2015

Piscataway Library Wills & Power of Attorney Seminar


Wills & Power of Attorney Seminar
Piscataway Library Kennedy Branch
500 Hoes Lane Piscataway NJ 08854
November 12 at 7pm

SPEAKER: Kenneth Vercammen, Esq. Edison, NJ
                (Author- Answers to Questions About Probate)

     The new NJ Probate Law made a number of substantial changes in Probate and the administration of estates and trusts in New Jersey.
Main Topics:
1. The New Probate Law and preparation of Wills    
2. 2015 changes in Federal Estate and Gift Tax 
3. NJ Inheritance taxes on estates over $675,000
4. Power of Attorney               
5.  Living Will                                  
6.  Administering the Estate/ Probate/Surrogate    
7. Questions and Answer          

      COMPLIMENTARY MATERIAL: Brochures on Wills, "Answers to Questions about Probate" and Administration of an Estate, Power of Attorney, Living Wills, Real Estate Sales for Seniors, and Trusts.
       Piscataway Library Kennedy Branch
732-463-1633
Can’t attend?  We can email you materials Send email to VercammenLaw@Njlaws.com

Free Will Seminars and Speakers Bureau for Groups
         10 years ago the AARP Network Attorneys of the Edison/Metuchen/Woodbridge area several years ago established a community Speakers Bureau to provide educational programs to AARP and senior clubs, Unions and Middlesex County companies. Now, volunteer attorneys of the Middlesex County Estate Planning Council have provided Legal Rights Seminars to hundreds of seniors, business owners and their employees, unions, clubs and non-profit groups. These quality daytime educational programs will educate and even entertain. Clubs and companies are invited to schedule a free seminar.

Sunday, October 04, 2015

NJ Caregiver Advise, Record, Enable (CARE) Act

NJ Caregiver Advise, Record, Enable (CARE) Act CHAPTER 68

      As amended by the committee, this law would require general acute care hospitals to provide patients and their legal guardians with opportunities to designate a caregiver following the patient’s entry into the hospital.  A caregiver is someone, such as a relative, spouse, partner, friend, or neighbor, who provides after-care assistance to a patient in the patient’s residence.  The types of after-care assistance provided may include assisting with basic activities of daily living, assisting with instrumental activities of daily living, and other tasks as determined to be appropriate by the discharging physician or another licensed health care professional.
      The hospital would be required to request written consent from the patient to release medical information to the caregiver.  If a patient declines to give written consent, the hospital is not required to provide the caregiver with after-care assistance instructions or notify the caregiver of the patient’s discharge or transfer to another facility.  A patient would be permitted to change designated caregivers at any time.  Being designated as a caregiver does not obligate the person to provide any after-care assistance to the patient.  In the event that a patient is unconscious or otherwise incapacitated upon entry into the hospital, the hospital would be required to provide the patient with an opportunity to designate a caregiver within a given timeframe, at the discretion of the attending physician, following recovery of consciousness or capacity.
      Except as otherwise provided by the law (and reiterated in the statement, above) a hospital would be required to notify the caregiver of the patient’s discharge or transfer to another facility as soon as possible, and, in any event, upon issuance of a discharge order by the patient’s attending physician.  As soon as possible, prior to a patient’s discharge from a hospital, the hospital would be required to consult with the designated caregiver and issue a discharge plan that describes a patient’s after-care assistance needs, if any.  The consultation would occur on a schedule that takes into consideration the severity of the patient’s condition, the setting in which care is to be delivered, and the urgency for caregiver services.  If the hospital is unable to contact the caregiver, the lack of contact may not interfere with, delay, or otherwise affect the medical care provided to the patient, or an appropriate discharge of the patient. 
      The discharge plan is to include the name and contact information of the designated caregiver, a description of all after-care assistance tasks necessary to maintain the patient’s ability to reside at home, and contact information for:  (1) any health care, community resources, and long-term services and supports necessary to successfully carry out the patient’s discharge plan; and (2) a hospital employee who can respond to questions.  The hospital would also be required to provide the caregiver with instructions, either in person or through video technology, at the discretion of the caregiver, in all after-care assistance tasks described in the discharge plan.  At a minimum, such instruction would be required to include a live or recorded demonstration of the necessary assistance tasks, which is performed by an authorized hospital employee, and an opportunity for the caregiver to ask questions about the assistance tasks and receive answers to those questions.
      The hospital would be required to document any information concerning the designation of a caregiver in the patient’s medical record, including:  the caregiver’s name, relationship to the patient, and contact information; any after-care assistance instructions provided to the caregiver; any change made by the patient in the caregiver designation; the patient’s decision not to designate a caregiver, if applicable; or the hospital’s inability to contact the caregiver, if applicable. 
      The law stipulates that nothing therein may be construed to interfere with the rights of an agent operating under a valid advance directive pursuant to the provisions of the “New Jersey Advance Directives for Health Care Act,” P.L.1991, c.201 (C.26:2H-53 et al.), the "New Jersey Advance Directives for Mental Health Care Act," P.L.2005, c.233 (C.26:2H-102 et al.), or the “Physician Orders for Life-Sustaining Treatment Act,” P.L.2011, c.145 (C.26:2H-129 et al.).  Additionally, a patient would be permitted to designate a caregiver in an advance directive.
      In addition, the law provides that nothing therein may be construed to: 
      (1) create a private right of action against a hospital, a hospital employee, or any consultant or contractor with whom a hospital has a contractual relationship;
      (2) obviate the obligation of an insurance company, health service corporation, hospital service corporation, medical service corporation, health maintenance organization, or any other entity issuing health benefits plans to provide coverage required under a health benefits plan; or to delay the discharge of a patient, or the transfer of a patient from a hospital to another facility;
      (3) impact, impede, or otherwise disrupt or reduce the reimbursement obligations of an insurance company, health service corporation, hospital service corporation, medical service corporation, health maintenance organization, or any other entity issuing health benefits plans.
      The law also provides that a caregiver will not be eligible for reimbursement by any government or commercial payer for after-care assistance provided pursuant to the law’s provisions; and that a hospital, hospital employee, or any consultant or contractor with whom the hospital has a contractual relationship may not be held liable, in any way, for the services rendered or not rendered by a caregiver to a patient at the patient’s residence. 
AN ACT concerning designated caregivers and supplementing Title 26 of the Revised Statutes.

     BE IT ENACTED by the Senate and General Assembly of the State of New Jersey:

C.26:2H-5.24  Findings, declarations relative to designated caregivers.
     1.    The Legislature finds and declares that:
     a.    According to the American Association of Retired Professional’s Public Policy Institute, at any given time, an estimated 1.75 million people in New Jersey provide varying degrees of unreimbursed care to adults with limitations in daily activities.  The total value of the unpaid care to individuals in need of long-term services and supports amounts to an estimated $13 Million per year.
     b.    Caregivers are often members of the individual’s immediate family, but friends and other community members also serve as caregivers.  Although most caregivers are asked to assist an individual with basic activities of daily living, such as mobility, eating, and dressing, many are expected to perform complex tasks on a daily basis, such as administering multiple medications, providing wound care, and operating medical equipment.
     c.    Despite the vast importance of caregivers in the individual’s day-to-day care, and despite the fact that 78 percent of caregivers report managing multiple medications, administering injections, and performing other health maintenance tasks, research has shown that many caregivers feel that they do not have the necessary skill set to perform the caregiving tasks they are asked to perform when a loved one is discharged from the hospital. 
     d.    The federal Centers for Medicare & Medicaid Services (CMS) estimates that $17 million in Medicare funds is spent each year on unnecessary hospital readmissions.  Additionally, hospitals desire to avoid the imposition of new readmission penalties under the federal “Patient Protection and Affordable Care Act,” Pub.L.111-148, as amended by the “Health Care and Education Reconciliation Act of 2010,” Pub.L.111-152 (ACA).
     e.    In order to successfully address the challenges of a surging population of older adults and others who have significant needs for long-term services and supports, the State must develop methods to enable caregivers to continue to support their loved ones at home and in the community, and avoid costly hospital readmissions.
     f.     The New Jersey Hospital Association and hospitals in its Hospital Engagement Network have utilized transitional caregiver models to reduce readmissions by over 13 percent from January 2012 to December 2013, leading to 5,492 fewer patients being readmitted during that time, at a cost savings of over $52 million.
     g.    Therefore, it is the intent of the Legislature that this act enables caregivers to provide competent post-hospital care to their family and other loved ones, at minimal cost to the taxpayers of this State.

C.26:2H-5.25 Definitions relative to designated caregivers.
     2.    As used in this act:
     “After-care assistance” means any assistance provided by a caregiver to a patient following the patient’s discharge from a hospital that is related to the patient’s condition at the time of discharge, including, but not limited to: assisting with basic activities of daily living; instrumental activities of daily living; and other tasks as determined to be appropriate by the discharging physician or other health care professional licensed pursuant to Title 45 or Title 52 of the Revised Statutes.
     “Caregiver” means any individual designated as a caregiver by a patient pursuant to this act who provides after-care assistance to a patient in the patient’s residence. The term includes, but is not limited to, a relative, spouse, partner, friend, or neighbor who has a significant relationship with the patient.
     “Discharge” means a patient’s exit or release from a hospital to the patient’s residence following any medical care or treatment rendered to the patient following an inpatient admission.
     “Entry” means a patient’s admission into a hospital for the purposes of receiving inpatient medical care.
     “Hospital” means a general acute care hospital licensed pursuant to P.L.1971, c.136 (C.26:2H-1 et seq.).
     “Residence” means the dwelling that the patient considers to be the patient’s home.  The term shall not include any rehabilitation facility, hospital, nursing home, assisted living facility, or group home licensed by the Department of Health.

C.26:2H-5.26  Designation of caregiver.
     3. a. A hospital shall provide each patient or, if applicable, the patient’s legal guardian, with an opportunity to designate at least one caregiver following the patient’s entry into a hospital, and prior to the patient’s discharge to the patient’s residence, in a timeframe that is consistent with the discharge planning process provided by regulation.  The hospital shall promptly document the request in the patient’s medical record.
     b.    In the event that the patient is unconscious or otherwise incapacitated upon entry into the hospital, the hospital shall provide the patient or the patient’s legal guardian with an opportunity to designate a caregiver within a given timeframe, at the discretion of the attending physician, following the patient’s recovery of consciousness or capacity.  The hospital shall promptly document the attempt in the patient’s medical record.
     c.    In the event that the patient or legal guardian declines to designate a caregiver pursuant to this act, the hospital shall promptly document this declination in the patient’s medical record.
     d.    In the event that the patient or the patient’s legal guardian designates an individual as a caregiver under this act:
     (1)   The hospital shall promptly request the written consent of the patient or the patient’s legal guardian to release medical information to the patient’s designated caregiver following the hospital’s established procedures for releasing personal health information and in compliance with all State and federal laws, including the federal "Health Insurance Portability and Accountability Act of 1996," Pub.L.104-191, and related regulations.
     (a)   If the patient or the patient’s legal guardian declines to consent to release medical information to the patient’s designated caregiver, the hospital is not required to provide notice to the caregiver under section 4 of P.L.2014, c.68 (C.26:2H-5.27) or provide information contained in the patient’s discharge plan under section 5 of P.L.2014, c.68 (C.26:2H-5.28).
     (2)   The hospital shall record the patient’s designation of caregiver, the relationship of the designated caregiver to the patient, and the name, telephone number, and address of the patient’s designated caregiver in the patient’s medical record.
     e.    A patient or the patient’s legal guardian may elect to change the patient’s designated caregiver at any time, and the hospital must record this change in the patient’s medical record before the patient’s discharge.
     f.     This section shall not be construed to require a patient or a patient’s legal guardian to designate any individual as a caregiver.
     g.    A designation of a caregiver by a patient or a patient’s legal guardian does not obligate the designated individual to perform any after-care assistance for the patient.
     h.    In the event that the patient is a minor child, and the parents of the patient are divorced, the custodial parent shall have the authority to designate a caregiver.  If the parents have joint custody of the patient, they shall jointly designate the caregiver.

C.26:2H-5.27  Notification to designated caregiver of discharge, transfer.
     4.    A hospital shall notify the patient’s designated caregiver of the patient’s discharge or transfer to another facility as soon as possible and, in any event, upon issuance of a discharge order by the patient’s attending physician.  In the event the hospital is unable to contact the designated caregiver, the lack of contact shall not interfere with, delay, or otherwise affect the medical care provided to the patient, or an appropriate discharge of the patient.  The hospital shall promptly document the attempt in the patient’s medical record.

C.26:2H-5.28  Hospital to consult with designated caregiver.
     5. a. As soon as possible prior to a patient’s discharge from a hospital to the patient’s residence, the hospital shall consult with the designated caregiver and issue a discharge plan that describes a patient’s after-care assistance needs, if any, at the patient’s residence.  The consultation and issuance of a discharge plan shall occur on a schedule that takes into consideration the severity of the patient’s condition, the setting in which care is to be delivered, and the urgency of the need for caregiver services.  In the event the hospital is unable to contact the designated caregiver, the lack of contact shall not interfere with, delay, or otherwise affect the medical care provided to the patient, or an appropriate discharge of the patient.  The hospital shall promptly document the attempt in the patient’s medical record.  At a minimum, the discharge plan shall include:
     (1)   The name and contact information of the caregiver designated under this act;
     (2)   A description of all after-care assistance tasks necessary to maintain the patient’s ability to reside at home; and
     (3)   Contact information for any health care, community resources, and long-term services and supports necessary to successfully carry out the patient’s discharge plan, and contact information for a hospital employee who can respond to questions about the discharge plan after the instruction provided pursuant to subsection b. of this section.
     b.    The hospital issuing the discharge plan must provide caregivers with instructions in all after-care assistance tasks described in the discharge plan.  Training and instructions for caregivers may be conducted in person or through video technology, at the discretion of the caregiver.  Any training or instructions provided to a caregiver shall be provided in non-technical language, to the extent possible.  At a minimum, this instruction shall include:
     (1)   A live or recorded demonstration of the tasks performed by an individual designated by the hospital, who is authorized to perform the after-care assistance task, and is able to perform the demonstration in a culturally-competent manner and in accordance with the hospital’s requirements to provide language access services under State and federal law;
     (2)   An opportunity for the caregiver to ask questions about the after-care assistance tasks; and
     (3)   Answers to the caregiver’s questions provided in a culturally-competent manner and in accordance with the hospital’s requirements to provide language access services under State and federal law.
     c.    Any instruction required under this act shall be documented in the patient’s medical record, including, at a minimum, the date, time, and contents of the instruction.

C.26:2H-5.29  Construction of act relative to advanced care directive.
     6. a.  Nothing in this act shall be construed to interfere with the rights of an agent operating under a valid advance directive pursuant to the provisions of the “New Jersey Advance Directives for Health Care Act,” P.L.1991, c.201 (C.26:2H-53 et al.), the "New Jersey Advance Directives for Mental Health Care Act," P.L.2005, c.233 (C.26:2H-102 et al.), or the “Physician Orders for Life-Sustaining Treatment Act,” P.L.2011, c.145 (C.26:2H-129 et al.).
     b.    A patient may designate a caregiver in an advance directive.

C.26:2H-5.30  Construction of act relative to private right of action against hospital.
     7. a. Nothing in this act shall be construed to create a private right of action against a hospital, a hospital employee, or any consultants or contractors with whom a hospital has a contractual relationship.
     b.    A hospital, a hospital employee, or any consultants or contractors with whom a hospital has a contractual relationship shall not be held liable, in any way, for the services rendered or not rendered by the caregiver to the patient at the patient’s residence.
     c.    Nothing in this act shall be construed to obviate the obligation of an insurance company, health service corporation, hospital service corporation, medical service corporation, health maintenance organization, or any other entity issuing health benefits plans to provide coverage required under a health benefits plan. 
     d. (1)  A caregiver shall not be reimbursed by any government or commercial payer for after-care assistance that is provided pursuant to this act.
     (2)   Nothing in this act shall be construed to impact, impede, or otherwise disrupt or reduce the reimbursement obligations of an insurance company, health service corporation, hospital service corporation, medical service corporation, health maintenance organization, or any other entity issuing health benefits plans.

C.26:2H-5.31  Discharge, transfer of patient unaffected.
     8.    Nothing in this act shall delay the discharge of a patient, or the transfer of a patient from a hospital to another facility. 

C.26:2H-5.32  Rules, regulations.
     9.    The Department of Health, pursuant to the “Administrative Procedure Act,” P.L.1968, c.410 (C.52:14B-1 et seq.), shall adopt rules and regulations to effectuate the purposes of this act including, but not limited to, regulations to further define the content and scope of any instructions provided to caregivers.

     10.  This act shall take effect  on the 180th day following the date of enactment.


     Approved November 13, 2014.

Thursday, October 01, 2015

North Edison Library Wills, Estate Planning & Probate Seminar


North Edison Library
Wills, Estate Planning & Probate Seminar
October 12, 2015 at 7pm Free community program
777 Grove Ave.
Edison, NJ 08817
WILLS & ESTATE ADMINISTRATION- PROTECT YOUR FAMILY AND MAKE PLANNING EASY
SPEAKER: Kenneth Vercammen, Esq. Edison, NJ
(Author- Answers to Questions About Probate)
The NJ Probate Law made a number of substantial changes in Probate and the administration of estates and trusts in New Jersey.
Main Topics:
1. The New Probate Law and preparation of Wills
2. 2015 changes in Federal Estate and Gift Tax
3. NJ Inheritance taxes on estates over $675,000
4. Power of Attorney
5. Living Will
6. Administering the Estate/ Probate/Surrogate
7. Questions and Answer
COMPLIMENTARY MATERIAL: Brochures on Wills, Answers to Questions about Probate and Administration of an Estate, Power of Attorney, Living Wills, Real Estate Sales for Seniors, and Trusts.
https://www.facebook.com/events/1634717223479391/
About the speaker: Kenneth A. Vercammen is a trial attorney in Edison, NJ. He is co-chair of the ABA Probate & Estate Planning Law Committee of the American Bar Association Solo Small Firm Division. He is a speaker for the NJ State Bar Association at the annual Nuts & Bolts of Elder Law & Estate Administration program. He is writing a book for the ABA on Wills and Estates.
He was Editor of the ABA Estate Planning Probate Committee Newsletter. Mr. Vercammen has published over 150 legal articles in national and New Jersey publications on litigation, elder law, probate and trial topics. He is a highly regarded lecturer on litigation and probate law for the American Bar Association, NJ ICLE, New Jersey State Bar Association and Middlesex County Bar Association. His articles have been published in noted publications included New Jersey Law Journal, ABA Law Practice Management Magazine, and New Jersey Lawyer. He established the NJlaws website www.njlaws.com which includes many articles on Estate Planning, Probate and Wills. He is a member of the AARP and often lectures to groups on the importance of an up to date Will, Power of Attorney and Living Will.
KENNETH VERCAMMEN & ASSOCIATES, PC
ATTORNEY AT LAW
2053 Woodbridge Ave.
Edison, NJ 08817
(Phone) 732-572-0500
(Fax) 732-572-0030
www.njlaws.com
www.CentralJerseyElderLaw.com

Metuchen Library Wills, Estate Planning & Probate Seminar


Metuchen Library
Wills, Estate Planning & Probate Seminar
October 19, 2015 at 7:00pm Free community program
480 Middlesex Ave, Metuchen, NJ 08840

WILLS & ESTATE ADMINISTRATION-PROTECT YOUR
FAMILY AND MAKE PLANNING EASY

SPEAKER: Kenneth Vercammen, Esq. Edison, NJ(Author-Answers to Questions About Probate)

         The NJ Probate Law made a number of substantial changes in Probate and the administration of estates and trusts in New Jersey.
Main Topics:
1. The New Probate Law and preparation of Wills
2. 2015 changes in Federal Estate and Gift Tax
3. NJ Estate Tax on estates over $675,000
4. Power of Attorney
5. Living Will
6. Administering the Estate/ Probate/Surrogate
7. Questions and Answer

 COMPLIMENTARY MATERIAL: Brochures on Wills, "Answers to
Questions about Probate" and Administration of an Estate, Power of
Attorney, Living Wills, Real Estate Sales for Seniors, and Trusts.

Metuchen Library 480 Middlesex Ave, Metuchen, NJ 08840
(732) 632-8526
http://www.metuchenlibrary.org
https://www.facebook.com/events/936677049711655/

Free Will Seminars and Speakers Bureau for Groups
         10 years ago the AARP Network Attorneys of the Edison/Metuchen/Woodbridge area several years ago established a community Speakers Bureau to provide educational programs to AARP and senior clubs, Unions and Middlesex County companies. Now, Ken Vercammen, Esq. and volunteer attorneys of the Middlesex County Estate Planning Council have provided Legal Rights Seminars to hundreds of seniors, business owners and their employees, unions, clubs and non-profit groups.


These quality daytime educational programs will educate and even entertain. Clubs and companies are invited to schedule a free seminar. The following Seminars are now available:
1. WILLS & ESTATE ADMINISTRATION-PROTECT YOUR FAMILY AND
MAKE PLANNING EASY
2. POWER OF ATTORNEY to permit family to pay your bills if you are temporarily disabled and permit doctors to talk with family
       All instructors are licensed attorneys who have been in practice at least 25 years. All instructors are members of the American Bar Association, New Jersey
State Bar Association, and Middlesex County Bar Association. All programs include free written materials.

       You don't have to be wealthy or near death to do some thinking about a Will. Here is your opportunity to listen to an experienced attorney who will discuss how to distribute your property as you wish and avoid many rigid provisions of state law.

      Topics discussed include: Who needs a Will?; What if you die without a Will (intestacy)?; Mechanics of a Will; Selecting an executor, trustee, and guardian; Proper Will execution; Inheritance Taxes, Estate Taxes "Living Will"; Powers of Attorney; $13,000 annual gift tax exclusion, Bequests to charity, Why you need a "Self-Proving" Will and Estate Administration/ Probate.

       Sample materials: Hand-outs on Wills, Living Wills/Medical Advance Directive, Power of Attorney, Probate and Administration of an Estate, Real Estate, Working with your Attorney, Consumers Guide to New Jersey Laws, and Senior Citizen Rights.

SPEAKERS BUREAU

At the request of senior citizen groups, unions, and Middlesex County companies and organizations, the " Speakers Bureau " is a service designed to educate citizens about how laws affect their lives and how the judicial system operates. We have attorneys available to speak to businesspersons, educational, civic and social organizations on a wide range of topics during business hours.

HELP YOUR MEMBERS LEARN THE LAW, PREVENT OR AVOID LEGAL
PROBLEMS

Chances are many of your members have been in a situation where they could benefited from legal advice. Have you ever been in an accident? Has a motor vehicle or criminal complaint ever been filed against you or a member of your family? Many individuals face these and other types of problems. Often people do not protect their rights, only to later face lengthy license suspensions or even jail for failure to resolve legal problems early on. That's why Legal Rights Seminars are offered.

This means your members can get advice and possibly prevent legal problems before they occur. Most importantly, they can have peace of mind. Americans need an attorney when legal problems strike. As in the case of medical services, early treatment can prevent catastrophe and its attendant cost in time and money. For example, psychological studies have demonstrated that there is a direct correlation between legal problems and lost work time and productivity. Employees' work performance often has a direct relationship to personal legal problems. Therefore, the sooner a solution can be found for the employees' problems, the sooner employees can focus on their work.

In today's complex world, few people can function successfully and safely without competent legal advice. In order to insure your estate plans are legally set up, you need to know exactly where you stand so that you can avoid possibly catastrophic mistakes impacting both you and your family. For additional information on the Legal Seminars, contact our Coordinator, Kenneth Vercammen's law office at (732) 572-0500, email VercammenLaw@njlaws.com  

About the speaker: Kenneth A. Vercammen is a trial attorney in Edison, NJ. He is co-chair of the ABA Probate & Estate Planning Law Committee of the American Bar Association Solo Small Firm Division. He is a speaker for the NJ State Bar Association at the annual Nuts & Bolts of Elder Law & Estate Administration program. He is writing a book for the ABA on Wills and Estates.

He was Editor of the ABA Estate Planning Probate Committee Newsletter. Mr. Vercammen has published over 150 legal articles in national and New Jersey publications on litigation, elder law, probate and trial topics. He is a highly regarded lecturer on litigation and probate law for the American Bar Association,
NJ ICLE, New Jersey State Bar Association and Middlesex County Bar Association.
His articles have been published in noted publications included New Jersey Law Journal, ABA Law Practice Management Magazine, and New Jersey Lawyer. He established the NJlaws website www.njlaws.com which includes many articles on Estate Planning, Probate and Wills. He is a member of the AARP and often lectures  to groups on the importance of an up to date Will, Power of Attorney and Living Will.

KENNETH VERCAMMEN & ASSOCIATES, PC
ATTORNEY AT LAW
2053 Woodbridge Ave.
Edison, NJ 08817
(Phone) 732-572-0500
 (Fax) 732-572-0030
www.njlaws.com
www.CentralJerseyElderLaw.com

Tuesday, September 29, 2015

Colonia Seniors Wills, Estate Planning & Probate Seminar

October 6, 2015 at 1:00pm Free community program
Colonia Firehouse 250 Inman Ave., Colonia, NJ 07067
WILLS & ESTATE ADMINISTRATION- PROTECT YOUR FAMILY AND MAKE PLANNING EASY
SPEAKER: Kenneth Vercammen, Esq. Edison, NJ
(Author- Answers to Questions About Probate)
The NJ Probate Law made a number of substantial changes in Probate and the administration of estates and trusts in New Jersey.

Main Topics:
1. The New Probate Law and preparation of Wills
2. 2015 changes in Federal Estate and Gift Tax
3. NJ Estate taxes on estates over $675,000
4. Power of Attorney
5. Living Will
6. Administering the Estate/ Probate/Surrogate
7. Questions and Answer

COMPLIMENTARY MATERIAL: Brochures on Wills, Answers to Questions about Probate and Administration of an Estate, Power of
Attorney, Living Wills, Real Estate Sales for Seniors, and Trusts.

Colonia Firehouse 250 Inman Ave., Colonia, NJ 07067
Free Will Seminars and Speakers Bureau for Groups
10 years ago the AARP Network Attorneys of the Edison/Metuchen/Woodbridge area several years ago established a community Speakers Bureau to provide educational programs to AARP and senior clubs, Unions and Middlesex County companies. Now, Ken Vercammen, Esq. and volunteer attorneys of the Middlesex County Estate Planning Council have provided Legal Rights Seminars to hundreds of seniors, business owners and their employees, unions, clubs and non-profit groups. These quality daytime educational programs will educate and even entertain. Clubs and companies are invited to schedule a free seminar. The following Seminars are now available:
Details on the 2 programs currently offered:

1. WILLS & ESTATE ADMINISTRATION- PROTECT YOUR FAMILY AND
MAKE PLANNING EASY

2. POWER OF ATTORNEY to permit family to pay your bills if you are temporarily disabled and permit doctors to talk with family
All instructors are licensed attorneys who have been in practice at least 25 years. All instructors are members of the American Bar Association, New Jersey State Bar Association, and Middlesex County Bar Association. All programs include free written materials.
You dont have to be wealthy or near death to do some thinking about a Will. Here is your opportunity to listen to an experienced attorney who will discuss how to distribute your property as you wish and avoid many rigid provisions of state law.
Topics discussed include: Who needs a Will?; What if you die without a Will(intestacy)?; Mechanics of a Will; Selecting an executor, trustee, and guardian; Proper Will execution; Inheritance Taxes, Estate Taxes Living Will; Powers of Attorney; $13,000 annual gift tax exclusion, Bequests to charity, Why you need a Self-Proving Will and Estate Administration/ Probate.
Sample materials: Hand-outs on Wills, Living Wills/Medical Advance
Directive, Power of Attorney, Probate and Administration of an Estate, Real Estate, Working with your Attorney, Consumers Guide to New Jersey Laws, and Senior Citizen Rights.

SPEAKERS BUREAU
At the request of senior citizen groups, unions, and Middlesex County companies and organizations, the Speakers Bureau is a service designed to educate citizens about how laws affect their lives and how the judicial system operates. We have attorneys available to speak to businesspersons, educational, civic and social organizations on a wide range of topics during business hours.

HELP YOUR MEMBERS LEARN THE LAW, PREVENT OR AVOID LEGAL PROBLEMS
Chances are many of your members have been in a situation where they could have benefited from legal advice. Have you ever been in an accident? Has a motor vehicle or criminal complaint ever been filed against you or a member of your family? Many individuals face these and other types of problems. Often people do not protect their rights, only to later face lengthy license suspensions or even jail for failure to resolve legal problems early on. Thats why Legal Rights Seminars are offered.
This means your members can get advice and possibly prevent legal problems before they occur. Most importantly, they can have peace of mind.
Americans need an attorney when legal problems strike. As in the case of medical services, early treatment can prevent catastrophe and its attendant cost in time and money. For example, psychological studies have demonstrated that there is a direct correlation between legal problems and lost work time and productivity. Employees work performance often has a direct relationship to personal legal problems. Therefore, the sooner a solution can be found for the employees problems, the sooner employees can focus on their work.
In todays complex world, few people can function successfully and safely without competent legal advice. In order to insure your estate plans are legally set up, you need to know exactly where you stand so that you can avoid possibly catastrophic mistakes impacting both you and your family. For additional information on the Legal Seminars, contact our Coordinator, Kenneth Vercammens law office at (732) 572-0500, email VercammenLaw@njlaws.com or fax 732-572-0030.
About the speaker: Kenneth A. Vercammen is a trial attorney in Edison, NJ. He is co-chair of the ABA Probate & Estate Planning Law Committee of the American Bar Association Solo Small Firm Division. He is a speaker for the NJ State Bar Association at the annual Nuts & Bolts of Elder Law & Estate Administration program. He is writing a book for the ABA on Wills and Estates.
He was Editor of the ABA Estate Planning Probate Committee Newsletter. Mr. Vercammen has published over 150 legal articles in national and New Jersey publications on litigation, elder law, probate and trial topics. He is a highly regarded lecturer on litigation and probate law for the American Bar Association, NJ ICLE, New Jersey State Bar Association and Middlesex County Bar Association.His articles have been published in noted publications included New Jersey Law Journal, ABA Law Practice Management Magazine, and New Jersey Lawyer. He established the NJlaws website www.njlaws.com which includes many articles on Estate Planning, Probate and Wills. He is a member of the AARP and often lectures to groups on the importance of an up to date Will, Power of Attorney and Living Will.

KENNETH VERCAMMEN & ASSOCIATES, PC
ATTORNEY AT LAW
2053 Woodbridge Ave.
Edison, NJ 08817
(Phone) 732-572-0500
(Fax) 732-572-0030
www.njlaws.com
www.CentralJerseyElderLaw.com